Finance the Assets Your Business Needs to Grow
The right equipment can help your business operate more efficiently, take on new opportunities and continue growing. Asset & Equipment Finance can provide funding to purchase essential business assets without necessarily using all your available working capital upfront.
At Fortune Finance Services, we help Australian businesses explore finance options for vehicles, machinery, equipment, technology and other business assets.
Asset & Equipment Finance Solutions
Commercial Vehicles
Finance options for eligible business vehicles, including vans, trucks, utes and other commercial vehicles.
Industrial & Manufacturing Equipment
Explore funding for production machinery, manufacturing equipment and other industrial assets.
Machinery & Heavy Equipment
Funding solutions for construction, earthmoving, agricultural, manufacturing and other business machinery.
Tools & Business Equipment
Finance essential tools, machinery and equipment required to establish, operate or expand your business.
Technology & Office Equipment
Finance business technology and equipment such as computers, IT systems, office equipment and specialised technology.
Agricultural Equipment
Finance options may be available for eligible agricultural machinery, vehicles and other farming equipment.
Why Consider Asset Finance?
Purchasing business equipment outright can use a significant amount of available cash. Asset finance may allow eligible businesses to acquire the equipment they need while managing their cash flow.
Potential advantages include:
- Preserve working capital
- Acquire essential business assets
- Support business expansion
- Spread repayments over an agreed loan term
- Upgrade or replace equipment
- Improve operational capacity
Finance approval, loan terms and tax treatment depend on individual circumstances and lender requirements. Consider professional accounting and tax advice where appropriate.
FAQ
Frequently Asked Questions
What is asset finance?
Asset finance is a form of business finance used to purchase eligible assets such as vehicles, machinery, equipment and technology. It can help businesses acquire assets while managing available cash flow.
What types of equipment can I finance?
Depending on the lender and finance product, funding may be available for commercial vehicles, machinery, construction equipment, technology, manufacturing equipment, agricultural machinery and other eligible business assets.
Can I finance a commercial vehicle for my business?
Yes, finance may be available for eligible commercial vehicles such as trucks, vans and utes. The type of finance and eligibility will depend on the asset, borrower and lender requirements.
Can I finance new and used equipment?
Potentially. Many lenders offer finance for both new and used business assets, although age, condition, value and type of equipment can affect eligibility and loan terms.
an I get equipment finance for a start-up business?
Start-up businesses may be eligible for equipment finance, although lenders generally assess the applicant’s overall financial position, experience, deposit or equity and the proposed asset.
How quickly can equipment finance be approved?
Processing times vary depending on the lender, asset type, loan amount and complexity of the application. Providing accurate documentation can help make the process more efficient.
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