Home Loans
Find the Right Home Loan for Your Future
Buying a home is a major financial decision. Fortune Finance Services helps Australians understand their home loan options, compare suitable lending solutions and move forward with confidence.
Whether you are a first home buyer, upgrading your home, refinancing or investing in property, our experienced finance advisers can help you navigate the lending process from application to settlement.
Home Loan Solutions
First Home Buyers
Take your first step into the property market with guidance on borrowing capacity, deposits, loan options and the home buying process.
Investment Property Loans
Explore finance solutions for purchasing residential investment properties and building your property portfolio.
Home Purchase Loans
Explore suitable finance options when purchasing an established home, new property or townhouse.
Construction Loans
Planning to build? Understand construction finance and progressive payments for your new home or building project.
Refinancing
Review your existing mortgage and explore refinancing options that may better suit your current financial circumstances and goals.
Home Loan Top-Ups
Accessing available property equity may help fund renovations, investment or other approved purposes.
Why Choose Fortune Finance Services?
Personalised Finance Advice
We look beyond the numbers to understand your property goals, financial position and long-term plans before recommending suitable lending options.
Access to Competitive Loan Options
We help compare available lending solutions from a range of lenders, giving you greater choice when exploring your home loan.
Simple, Transparent Process
Home loans can involve complex terminology and paperwork. We explain each stage clearly so you know what to expect.
Support From Application to Settlement
Our support doesn’t stop once your application is submitted. We help guide you through the lending process towards settlement.
FAQ
Frequently Asked Questions
How much can I borrow for a home loan?
Your borrowing capacity can depend on your income, expenses, existing debts, deposit, credit history and the lender’s assessment criteria.
How much deposit do I need?
Deposit requirements vary depending on the lender, property and your individual financial circumstances.
Can first home buyers get a home loan?
Yes. Eligible first home buyers may have access to different lending options and government schemes.
Can I refinance my existing home loan?
Yes. Refinancing may allow you to explore different loan options, features or rates depending on your circumstances.
Can I get finance for an investment property?
Yes. There are lending solutions designed for residential investment properties, subject to lender criteria.
How long does home loan approval take?
Timeframes vary depending on the lender, documentation, valuation and complexity of your application.
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