FAQ
Frequently Asked Questions
What services does Fortune Finance Services provide?
Fortune Finance Services offers a wide range of mortgage and finance solutions, including home loans, first home buyer loans, refinancing, investment property loans, construction loans, commercial finance, asset finance, car loans, personal loans, debt consolidation, and business lending. We work with clients across Australia to find finance solutions tailored to their individual goals.
Why should I use a mortgage broker instead of going directly to a bank?
A mortgage broker compares loan options from multiple lenders, helping you find a solution that suits your financial situation and objectives. Rather than being limited to a single lender’s products, you gain access to a broader range of lending options and professional guidance throughout the application process.
Does it cost anything to speak with a mortgage broker?
Your initial consultation is generally obligation-free. Any fees or charges, if applicable, will always be clearly explained before proceeding with your application.
Can you help clients anywhere in Australia?
Yes. We assist individuals, families, investors, and business owners across Australia using secure online consultations, phone appointments, and digital document processing.
How much can I borrow for a home loan?
Your borrowing capacity depends on several factors, including your income, employment, living expenses, savings, existing debts, credit history, and the lender’s assessment criteria. We can help estimate your borrowing capacity before you begin your property search.
Can first home buyers get special assistance?
Eligible first home buyers may have access to various government assistance programs, grants, or stamp duty concessions depending on their state or territory and current eligibility requirements. We can help explain the options available.
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